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Curious about how to diversify your investments and make smart choices in 2025? Ravi shares his 2025 investing plan, covering everything from real estate and Bitcoin to unique collectibles. Whether you're just starting or looking to expand your portfolio, we'll walk you through his strategy, offering insights on how to balance risk, reward, and passion investments. Get ready to take actionable steps towards securing your financial future!

Struggling to stick to your New Year’s resolutions? In this article, I share my science-backed framework for achieving your biggest goals in 2025. From visualisation techniques to daily habits and constant reflection, you’ll discover how to set detailed, actionable goals and turn them into reality. Make this year different—start now!

Should you aim to avoid Lenders Mortgage Insurance (LMI) or leverage a lower deposit to enter the property market sooner? This guide breaks down the pros and cons of both strategies, using real-world examples to highlight their impact on your returns and portfolio growth. Find out how smart leverage can help you achieve financial freedom through real estate investing.